Flexible Payment Options

Split your purchase into interest-free instalments with Klarna. Shop now, pay later – it's that simple.

Pay in 3

Split your purchase into 3 interest-free payments. The first payment is taken when you place your order.

  • 0% interest, always
  • No hidden fees
  • Instant decision at checkout

Available on orders from €35 to €2,000

Pay in 30 Days

Try before you buy. Get your order first, then pay within 30 days – no interest or fees.

  • Try before you pay
  • Full 30 days to pay
  • Easy returns

Subject to status. T&Cs apply.

Monthly Financing

Spread the cost over 6-36 months. Perfect for larger purchases with flexible monthly payments.

  • Choose your repayment term
  • Fixed monthly payments
  • Competitive rates

Representative APR may apply. Subject to status.

How Klarna Works

Using Klarna is quick and easy – here's how to split your purchase into manageable payments.

1

Shop

Browse our collection and add items to your basket as usual.

2

Choose Klarna

Select Klarna at checkout and choose your preferred payment option.

3

Quick Approval

Get an instant decision – just enter a few details and you're done.

4

Enjoy

Your order is on its way! Manage payments easily in the Klarna app.

Example: Pay in 3

See how easy it is to split a €900 purchase

Total

€900

Today

€300

In 30 days

€300

In 60 days

€300

0% interest – you pay exactly €900, nothing more.

Start Shopping

Frequently Asked Questions

Is there a credit check?

A soft credit check may be performed which won't affect your credit score. For financing options, a full credit check will be conducted.

What happens if I miss a payment?

Klarna will send you reminders before payments are due. If you miss a payment, late fees may apply and it could affect your ability to use Klarna in the future. Contact Klarna directly if you're having difficulty.

Can I return items bought with Klarna?

Yes! Our standard returns policy applies. Once we receive and process your return, Klarna will adjust your payment schedule accordingly. You won't pay for items you've returned.

How do I manage my Klarna payments?

Download the Klarna app to view and manage all your payments. You can also log in at klarna.com to see your payment schedule, make early payments, or update your payment method.

Is my information secure?

Absolutely. Klarna is authorised and regulated by the Swedish Financial Supervisory Authority and uses bank-level encryption to protect your data. Your payment information is never shared with us.

Buyer Protection

Shop with confidence – Klarna's buyer protection keeps you covered.

Secure Payments

Bank-level security protects every transaction you make.

150M+ Users

Trusted by millions of shoppers worldwide since 2005.

Ready to Shop Smarter?

Browse our collection of premium beds and mattresses. With Klarna, you can get what you need today and pay over time – interest-free.

Shop Now Learn More at Klarna

Credit is subject to status. You must be at least 18 years old and a resident of Ireland. Klarna Bank AB (publ) is authorised by the Swedish Financial Supervisory Authority (Finansinspektionen) and is subject to limited regulation by the Central Bank of Ireland. For full terms, see Klarna Terms & Conditions. Missing payments may affect your ability to use Klarna.